CHARLESTON, W.Va. -- Three people who prosecutors say posed as clergymen or family members to scam older West Virginians have been indicted on federal fraud charges.Kacey K. Moise, 38, of Elmont, N.Y.; Charnita E. Ryland, 21, of Montgomery, Md.; and Sheray J. McKay, 21, of Suitland, Md., have been charged with conspiracy to commit wire fraud and wire fraud. They were charged under an indictment unsealed on Monday. U.S. Attorney Booth Goodwin said the trio in the alleged scheme netted more than $60,000 in one week from elderly residents.The scheme involved calling elderly residents and asking for money under false pretenses. Some of the callers claimed they had been in a car accident and needed money, or that they had been in legal trouble and had to pay an attorney.The three are scheduled to formally enter pleas this week before federal judges. Each faces up to 20 years in prison if convicted.