CLARKSBURG, W.Va. -- A former bank executive faces charges of using an elderly in-law's power of attorney to fraudulently obtain loans. U.S. Attorney William J. Ihlenfeld II said Wednesday that a federal grand jury indicted 60-year-old John P. Aman of Clarksburg on 11 bank fraud accounts. Aman is accused of fraudulently borrowing nearly half a million dollars in the name of the victim, who died at age 89 in 2011. Aman formerly worked as an executive at West Union Bank and Huntington National Bank and obtained loans from both banks. He is accused of using his position to bypass policies and regulations that Ihelfeld says might have prevented the loans' approval. Ihlenfeld says Aman allegedly used stock owned by the victim as collateral for another loan obtained from Freedom Bank. If convicted, Aman faces up to 30 years in prison on each count.